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What is Supplemental Supplemental Health Insurance?

Supplemental health insurance is an affordable type of insurance policy designed to cover the gaps that your regular health insurance may have due to deductibles and co-payments. Supplemental health insurance covers additional expenses that your primary insurance doesnýt cover, such as lost income and living expenses. Those who should consider supplemental health insurance are the self employed, families with children, those financially unprepared to handle large medical bills or time off from work due to illness or injury

Some of the most common types are:

-Accident Insurance: This pays benefits directly to the insured in the event of an accidental injury. The insured decides what to do with the cash. It can be used to pay bills or cover deductables on their primary Health Insurance policy. 

-Hospital Indemnity: Hospital plans are designed to help policy holders in handling the high cost of a long hospital stay. They often combine an intial hospitalization benefit with and ongoing benefit for each day that an insured may be hospitalized.

-Critical Illness: Critical Illness plans are designed to pay a benefit in the event of a specified illness arising. These illnesses often cause people to not be able to work and require extended hosptial stays.

-Cancer Insurance: A Cancer insurance plan will pay benefit in the event of a diagnosis of Cancer. Cancer can be a disease that has impact on spouses and family members as well as the patient. Extra cash in the event of Cancer treatment becoming needed would definitely help.

Statistics show that becoming unexpectedly hurt or sick can be financially devastating for families in Florida. Supplemental Health Insurance can be an affordable way guard against unexpected illness and injury. This is often the reason that so many people have to file bankruptcy in Florida. Health Insurance covers the doctors bills, Supplemental Insurance pays you. With the cost of regular health care spiraling ever higher for everyone here in Florida, especially the self-employed, supplemental health insurance is becoming a must have for anyone looking to stay physically and financially healthy.

There are many options, and Sky's The Limit Health Insurers represents many different Insurers that offer this type of affordable coverage in Florida:

AFLAC

Assurant Health

Colonial Life

Allstate Benefits

Guaranteed Trust Life

Colorado Bankers Insurance

It is our goal to help you find the policy that works best for you. Please contact us.